نوع مقاله : مقاله پژوهشی
نویسندگان
1 خیر
2 دانشگاه جامع امام حسین (ع)
چکیده
کلیدواژهها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
Financial Financial stability refers to a condition in which the financial system avoids crises and maintains its ability to perform its core functions. Today, economists agree that a stable financial system is a prerequisite for sustainable economic growth. Furthermore, ensuring the stability of the banking system—through regulatory and supervisory adjustments to reduce the likelihood of bank failures—is a fundamental requirement for financial stability.
The purpose of this study is to identify and prioritize the factors influencing financial stability at the bank level. This is an applied research in terms of objective, and it employs a descriptive method using a questionnaire as the primary data collection tool. The statistical sample consists of 15 experts familiar with the relevant criteria and the subject of the study in the banking sector, selected through a purposive-judgmental sampling method.
First, a conceptual model was developed based on a review of the literature. Then, the model was enriched using expert opinions through the Delphi technique. Finally The DEMATEL method was applied to validate the model, rank the factors, and extract the relational pattern. The results indicate that management quality and asset quality have the greatest impact on the financial stability of banks.
کلیدواژهها [English]
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